Certificate Rates

Term Annual Percentage Yield
6-month term

.40%

12-month term

.70%

24-month term

1.20%

36-month term

1.80%

48-month term

2.40%

60-month term

3.25%

There is a penalty for early withdrawal on all certificates. $1,000 minimum balance.

IRA Certificate Rates 
Term Annual Percentage Yield
6-month term

.50%

12-month term

.80%

24-month term

1.30%

36-month term

1.90%

48-month term

2.50%

60-month term

3.25%

There is a penalty for early withdrawal on all certificates. $1,000 minimum balance.

IRA Savings Rate
Term Annual Percentage Yield
 

.70%

Fees may reduce earnings and rates may vary.
Money Market Rate
Term

Annual Percentage Yield

$2,500 - $9,999

.25%

$10,000 - $19,999

.35%

$20,000 - $99,999

.50%

$100,000 and greater

.70%

Rates may vary.

Savings Account Rate
Term Annual Percentage Yield
 

.20%

Fees may reduce earnings and rates may vary. Minimum $50 balance required. 
Christmas Club Account Rate
Term Annual Percentage Yield

 

.20%

Fees may reduce earnings and rates may vary.

Health Savings Account Rate

Term Annual Percentage Yield
 

2.00%

Fees may reduce earnings and rates may vary.

Preferred Checking Account Rate

Term Annual Percentage Yield
 

.10%

Fees may reduce earnings and rates may vary. Minimum $1,000 balance required to earn dividends.

Rates current as of  3/1/2010. NOTE: All terms above subject to change without notice.

 
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