Certificate Rates

Term Annual Percentage Yield
6-month term

2.20%

12-month term

2.60%

24-month term

3.00%

36-month term

3.40%

48-month term

3.80%

60-month term

5.12%

There is a penalty for early withdrawal on all certificates. $1,000 minimum balance.

IRA Certificate Rates
Term Annual Percentage Yield
6-month term

2.30%

12-month term

2.70%

24-month term

3.10%

36-month term

3.50%

48-month term

3.90%

60-month term

5.12%

There is a penalty for early withdrawal on all certificates. $1,000 minimum balance.

IRA Savings Rate
Term Annual Percentage Yield
 

2.60%

Fees may reduce earnings and rates may vary.
Money Market Rate
Term

Annual Percentage Yield

$2,500 - $9,999

1.55%

$10,000 - $19,999

1.65%

$20,000 - $99,999

1.85%

$100,000 and greater

2.25%

Rates may vary.

Savings Account Rate
Term Annual Percentage Yield
 

.75%

Fees may reduce earnings and rates may vary. Minimum $50 balance required.
Christmas Club Account Rate
Term Annual Percentage Yield

 

.75%

Fees may reduce earnings and rates may vary.

Health Savings Account Rate

Term Annual Percentage Yield
 

.75%

Fees may reduce earnings and rates may vary.

Preferred Checking Account Rate

Term Annual Percentage Yield
 

.50%

Fees may reduce earnings and rates may vary. Minimum $1,000 balance required to earn dividends.

Rates current as of  8/11 /2008. NOTE: All terms above subject to change without notice.

 
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