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Featured Rates are based on a specific loan profile and may not be applicable to your particular loan scenario. Our Featured Rates assumptions are based on a loan to a member with a FICO Score of 680 or greater, for a purchase transaction with 5% down payment and a $150,000 loan amount for a single family primary residence located in Indianapolis, Indiana.



IMCU Advantage

Think applying for a home loan is confusing or time consuming? IMCU
has simplified the process so pre-approval can be achieved in no time!

Still want to have personal assistance?
You can call or email one of our mortgage professionals to answer any of
questions or to ask for advice.

Importance of pre-approvals!
A pre-approval can save you time and provide peace of mind when searching
for a new home.

Confused about which program to choose?
We offer a variety of loan program options to choose from including fixed rate 
and adjustable rate mortgages. We provide our Members easy-to-understand
of each program on this website and our Loan Officers are
always just a call or email away!

HomeAdvantage Rebate Program
HomeAdvantage powered by CU Realty Services provide IMCU's members a portal to locate IMCU approved Realtors as well as tools to assist our Members with the sale and purchase of their home. To access the HomeAdvantage website, click here to learn more!


Earn a HomeAdvantage Rebate
When you use an agent in the HomeAdvantage network to buy or sell your home, you'll earn a cash rebate up to 20% of the agent's commission. The money is yours to apply towards closing costs*. To learn more about this program, contact your nearest IMCU Branch Manager or Mortgage Loan Officer.

HomeAdvantage Member Tools
In addition, the HomeAdvantage website offers our Members tools to assist in the sale and purchase of a home. Members need only register to take advantage of the HomeAdvantage resources. These tools include:

  • Search for homes in the MLS system (MLS lists real estate for sale by member brokers)
  • Evaluate how much your home is worth
  • Tips on preparing homes for sale
  • Research demographics on neighborhoods, schools, etc.
  • View area maps

*Rebates are awarded to buyers and sellers registered in the CU Realty program before they begin their home search or sale and who use a REALTOR® from the Approved Agent network.



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