Investment Services - Products and Services Descriptions

Retirement Services

• Planning assistance, whether you're just getting started, ready to retire or retired now
• Retirement plan rollovers
• Individual Retirement Accounts (IRAs)
  • Traditional IRAs
  • Roth IRAs
  • Spousal IRAs
  • Rollover IRAs

Business retirement accounts

Financial Management

• Setting goals
• Creating a savings and investment plan
• Protecting your financial security
• Building your net worth
• Managing wealth
• Creating an income from your assets

Insurance Services

• Life Insurance
  • Variable universal Life
  • Term Life
  • Whole Life
  • Universal Life
  • Join and Survivor Life
• Providers include:
  • CUNA Mutual Life Insurance Company
  • Lincoln Benefit Life
  • Nationwide Life
  • Sun Life
  • The Hartford
• Long-Term Care Insurance
  • CUNA Mutual Life Insurance Company
  • John Hancock
  • Lincoln Financial
  • Prudential
• Disability Income
  • Assurity Life
  • Fidelity Security
  • Illinois Mutual
  • Principal
  Products may not be available in all states.

Education Planning And Funding

• Planning assistance
• Education savings accounts
  • 529 savings plans
  • Coverdell education savings accounts
  • Roth IRAs

Wealth Management
Financial plans that provide comprehensive analysis and planning for financial goals, retirement and estate transfer

Investments

• Mutual Funds
  • AIM Investments
  • American Funds
  • Franklin Templeton
  • MEMBERS® Mutual Funds
  • MFS Investment Management
  • Oppenheimer Funds
  • Putnam Investments
  • Van Kampen Investments and other fund families
• Stocks
• Bonds
• Options
• Unit Investment Trusts

Additional mutual funds are available.

Managed Accounts

• MEMBERS® Managed Account Program, featuring a complete range of fully diversified and actively managed investment strategies
• Lockwood Capital Management

Additional managed account programs are available.

Annuities

• Variable Annuities
  • CUNA Mutual Life Insurance Company
  • Nationwide Life
  • Sun Life
  • The Hartford
• Fixed Annuities
  • CUNA Mutual Life INsurance Company
  • Lincoln Benefit Life
  • Nationwide LIfe
  • Sun Life
  • The Hartford
• Fixed Index Annuities
  • CUNA Mutual Life Insurance Company
  • ING/USG
  • Lincoln Benefit LIfe
  • Sun Life
  Additional annuity products are available.

CUNA Brokerage Services, Inc.

Some policies are brokered. For complete information on mutual funds, variable life or unit investment trusts, including fees and charges, obtain a prospectus from CUNA Brokerage Services, Inc. Read it carefully before you invest or send money.

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution.CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. 013-0009-0807 CBSI is a registered broker/dealer in all 50 states of the United Stated of America.